Connect your accounts. AtivaMoney organises your spending, learns from you and helps you decide — before your money decides for you.
- See where it goes.
- Understand what's changing.
- Anticipate what comes next.
You just need to understand it.
From doubt to control: see how AtivaMoney turns scattered transactions into clear decisions.
From the first click to total control.
Connect your account, or import your data.
Sync in seconds with Open Banking, or import CSV, XLSX and PDF statements — the choice is yours.
Start freeCreate your own categories.
Choose the name, the colour and the icon — organise your money your way, not your bank's.
Start freeTeach your AI to recognise you.
Correct it once, and the AI learns — a little less manual categorising, a little more accuracy, every time.
Start freePlan your spending and make your dreams happen.
Set a limit per category, track it in real time, and adjust effortlessly when life changes your plans.
Start freeTrack and personalise your reports.
Filter by period, category or account — your numbers, your way.
Start freeStay alert in real time.
Get notified the moment something goes off plan — before it becomes a problem.
Start freeForecast your realistic balance.
See your balance before it happens — AtivaMoney combines what's already in and out with what's still coming, and shows you where you're headed.
Start freeYour data. Only yours.
We connect to your bank only to read. We keep everything in the EU.
And never, under any circumstances, do we sell what's yours.
All yours. All simple. All secure. All your way.
No tricks. No small print. No sharing your data with anyone.
Know your money.
Control your future.
Start free. Pay when you're sure. Decide whenever you want.
Free Forever
€0 /forever
Start free — forever.
- 1 bank account via Open Banking
- Manual sync (max. 1×/day)
- Individualised predictive category AI**
- Dashboard and basic charts
- 1 month of budget
- 12 months of history
- 1 user
- Predictive cashflow · current month
- No automatic notifications
- No export
Pro
€5.90 €3.90 /month
or €70.80 €53.01/year (−25 %)
- Up to 3 bank accounts
- Individualised AI (categories + tags)
- Predictive cashflow · month, 30, 90 days
- Email notifications
- Unlimited budgets
- Unlimited alerts
- Customisable dashboard
- Unlimited history
- Export CSV / PDF
- Email support
Family
€7.49 €3.90 /month
or €89.88 €54.10/year (−40 %)
- Everything in Pro
- Up to 5 users
- Consolidated family view
- Notifications email · SMS · WhatsApp
- Granular permissions
- Shared budget
- Priority support · chat and email
Business
€29.90 /month
or €304.98/year — €25.42/month (−15 %)
- Everything in Family
- Unlimited bank accounts
- Personal and business expenses kept apart
- Multiple team members
- Accounting-ready export
- Dedicated priority support
FAQ
The most frequent questions. In plain English.
Is my banking data safe?
Yes. We connect to your bank through Open Banking PSD2 — the same standard regulated by Banco de Portugal and the European Central Bank that the banks themselves use. We never ask for your password. You authenticate directly with your bank and can revoke access whenever you want.
Do you use my data for ads or sell it?
Never. Your bank statement is not our product. We live on subscriptions — we never share, sell or analyse financial data for advertising.
Does it work with Portuguese banks?
Yes. CGD, Millennium BCP, Santander, BPI, Novobanco, Bankinter, Montepio, Activobank, Crédito Agrícola, Abanca and more than 3,000 other institutions in Portugal and across Europe.
What happens when the 15-day trial on Free ends?
Your account moves to the Free plan — no charge, no card, no surprises. If you exceed a limit, we'll tell you openly.
Do I have to give my card to start?
No. Free and trials don't ask for a card. You only enter a card if you decide to subscribe after trying it.
Can I store my data in my own Google Drive?
Yes — it's what we're betting on. Google Drive, OneDrive and iCloud are planned for August 2026. Pro and Family users get priority access.
Is it a Portuguese company?
Yes. AtivaMoney is a brand of Out4Success, built in Portugal. GDPR and European standards by default.
Still have questions?
Talk to us.
We reply within 24 business hours. No bots, no scripts. It's us.